As recent graduates and young adults are growing in their financial independence, the saying holds true that with more money comes more responsibility. As more numbers come in the form of income, loans, credits, and debt, knowing how to manage it all can be a bit overwhelming. If you are unsure where to begin and […]

With house prices dropping and more people saving during the pandemic, you might be interested in buying your first home. Before you get the keys and walk in, there are many factors that you need to know before you start. Here are home loan tips for first time home buyers that you’ll want to cross […]

One positive that has happened from the pandemic is that stocks have been more accessible for Americans to buy, and buy they have. Buying stocks and investing long-term in solid companies can help you accumulate wealth but don’t be the first to jump at low stock prices. Prices are lower than ever, but investors are […]

You graduated from college, congrats! You’re now ready to go out into the world and get your first job. The only problem is that, well, due to current circumstances, the economy, job market, and world, in general, might seem like it’s not ready for you. Don’t get down though, because there are job openings and […]

Making and saving money has always been at the forefront of our society’s lives. While it’s easy to spend the money you’ve just made, there are more substantial and greater goals that many people have in their lives that require strategic and early-on planning. It’s never too early to set a budget for your financial […]

Whether you’ve saved $50 or $500, opening your first bank account is not only a step into your longer financial life, but something that everyone should do. Don’t let it scare you, it’s an easy and important decision to make, which will help make your financial goals all easier. There are many benefits to opening […]

As of July 1, the U.S. Small Business Administration (SBA) had given out roughly $521 billion of the Payment Protection Program’s allocated $659 billion. This means that approximately $138 billion remains. In summary, The Paycheck Protection Program (PPP) is an important section within the recently passed Coronavirus Aid, Relief and Economic Security Act (CARES) Act […]

The CO-VID pandemic has changed the world and economy in many ways, one of them being the way consumers have shifted their mentality towards money. Americans have been embracing frugality and saving money in a time where many things that we would typically spend money on are temporarily closed or limited in business. Personal savings […]

An emergency has come up, and you need money to take care of it right now. Unfortunately, you don’t get paid until next week. A payday loan could help you cover the expense. But is it worth it? Can you get a payday loan safely and responsibly? Here’s what you need to know about them. […]

It’s easy to run up your credit card debt without realizing it. Even if you’re not an extravagant spender, and only use your card to buy essentials, those essentials can add up quickly and leave you in a tight spot. Not only that, but a few poor decisions can make a bad situation even worse. […]

In today’s world, getting the most out of your credit card really pays off. Imagine getting a little money back on everyday spending you put on your credit card. It’s like receiving a discount on everything you buy, which is what makes cashback credit cards so appealing.  The best reward is the simplicity of the […]

Have you ever been denied a credit application and wonder what could have happened? More than likely, your credit score, that three-digit number that rules your life, wasn’t good enough. Or it may be that you’re planning to borrow money in the near future and you’re hoping for a good deal on interest rates. As […]