Making and saving money has always been at the forefront of our society’s lives. While it’s easy to spend the money you’ve just made, there are more substantial and greater goals that many people have in their lives that require strategic and early-on planning. It’s never too early to set a budget for your financial […]

Whether you’ve saved $50 or $500, opening your first bank account is not only a step into your longer financial life, but something that everyone should do. Don’t let it scare you, it’s an easy and important decision to make, which will help make your financial goals all easier. There are many benefits to opening […]

As of July 1, the U.S. Small Business Administration (SBA) had given out roughly $521 billion of the Payment Protection Program’s allocated $659 billion. This means that approximately $138 billion remains. In summary, The Paycheck Protection Program (PPP) is an important section within the recently passed Coronavirus Aid, Relief and Economic Security Act (CARES) Act […]

The CO-VID pandemic has changed the world and economy in many ways, one of them being the way consumers have shifted their mentality towards money. Americans have been embracing frugality and saving money in a time where many things that we would typically spend money on are temporarily closed or limited in business. Personal savings […]

An emergency has come up, and you need money to take care of it right now. Unfortunately, you don’t get paid until next week. A payday loan could help you cover the expense. But is it worth it? Can you get a payday loan safely and responsibly? Here’s what you need to know about them. […]

It’s easy to run up your credit card debt without realizing it. Even if you’re not an extravagant spender, and only use your card to buy essentials, those essentials can add up quickly and leave you in a tight spot. Not only that, but a few poor decisions can make a bad situation even worse. […]

In today’s world, getting the most out of your credit card really pays off. Imagine getting a little money back on everyday spending you put on your credit card. It’s like receiving a discount on everything you buy, which is what makes cashback credit cards so appealing.  The best reward is the simplicity of the […]

Have you ever been denied a credit application and wonder what could have happened? More than likely, your credit score, that three-digit number that rules your life, wasn’t good enough. Or it may be that you’re planning to borrow money in the near future and you’re hoping for a good deal on interest rates. As […]

Shopping for used cars at one time was a nightmare but not anymore! You’ll find some incredible deals and with doing your research you are in the driver’s seat to get the car you want with the best deal possible. With the internet, there are so many tools available to you like online listings, car comparisons, […]

If you’ve ever wondered if there are credit cards available to those of us with less than stellar credit, the answer is yes. If you’ve ever been over 30 days late on a charge card, a mortgage payment, or a loan, or if you have unpaid medical expenses, you could suffer from bad credit. Believe […]

  In today’s fast-paced way of living, we are used to getting what we want instantly, especially if we worked hard for it.  From gadgets to fashion, there are definitely a lot of material things that attract our attention.  And in our busy lives, we seem to forget to heed some sound advice on financial […]

Over time, you may want to change something in your home. It could be new tiles for your bathroom, new cabinets for your kitchen, or a new deck in your yard. No matter the kind of home improvement you’d like to do, though, you’ll need to allocate a budget to be able to do so. And […]