Credit Reports

One of the things you have to take care of as you get into the adult world is to ensure that your credit score is impressive enough to get you good rates when you borrow money.   At one point in your life, you will need to borrow money.This is to either buy a car, a […]

Your credit score is a way to evaluate your financial standing, which affects your ability to obtain a loan, whether for financing or personal use. So let us dig deeper to understand this concept, which can directly affect your financing capability. Credit is the First Criteria Your personal credit history is a key factor in […]

Since credit scores have been veiled in secrecy for much of their existence, many myths about credit scores have become very popular. Although much more information is now available about credit scores, the myths still persist. Here is a look at five common notions about credit scores that are simply not true. 1. You Will […]

Most people know that they need a good credit score to get by in life — to get a good credit card, loan and even a good job. They are aware that Experian, Equifax and TransUnion are the three major credit reporting agencies, and that their FICO credit score calculated from these credit reports determines […]