Looking for information on credit reports? You’ve come to the right place. Check out the articles below.
Prospective landlords often ask that you include contact information for previous landlords on your rental application. If you were evicted from your last apartment or rental home, this probably isn’t information you’re eager to share. In certain circumstances, however, evidence of the eviction will appear on your credit report in the form of a collection […]
As with many legal rights, your rights to credit reporting information can be very confusing. Many different laws are passed regularly that change these rights. For most people, there is no need to understand the majority of these credit reporting laws and regulations. There are, however, a few legal rights that we all need to […]
Your credit score plays a role in just about every part of your financial life. If you are applying for a mortgage, a bad credit score could cause you to be turned down by lenders. Meanwhile, a superior credit score can qualify you for the lowest interest rates. When it comes time to buy a car, […]
Not only is foreclosure one of the most emotionally taxing events you’ll ever face, but it also leaves your credit rating in shambles. A damaged credit score makes qualifying for new housing, loans, credit cards, and even utilities much more difficult in the future. Depending on how you financed your home, your spouse may walk […]