Debt Relief

It’s easy to run up your credit card debt without realizing it. Even if you’re not an extravagant spender, and only use your card to buy essentials, those essentials can add up quickly and leave you in a tight spot. Not only that, but a few poor decisions can make a bad situation even worse. […]

Introduction If you file your taxes electronically and allow the government to deposit your refund directly into your checking account, the Internal Revenue Service promises to refund your money within 21 days. Before 2012, you could get the money sooner through a refund anticipation loan offered by most tax preparers. Major lenders don’t offer RALs […]

Is a tax refund loan a good idea? The basic principle of the tax refund loan was a great idea, how it played out was not good. What is a tax refund loan. It’s short term loan much like a payday loan. It’s was generally given for a 2-3 week duration after which the loan […]

You might think that getting a big tax refund is a good thing, but that is not actually the case. The money in your tax refund does not come from the benevolence of the government – it is your money and has been all along. Lending to the Government at 0% A large tax refund […]