When people are asked why they do not save money, most give a perfectly reasonable response — they don’t have any money to save. With so many people living paycheck to paycheck, the low savings rate is certainly understandable. That does not mean, however, that you cannot save any money at all. Even if you…
If you find yourself running out of money before you run out of month, you have a few choices. You can take out a payday loan, but the high interest charges and fees might make it hard to pay back. You can borrow money from family and friends, but that well will eventually run dry….